Intelligent payments for
AI agents

One API. Multiple payment rails. Any AI agent. Algorithmic routing based on fees, latency, and success rates. Real-time optimization with automatic failover. You set the rules.

Try the $10 Policy Demo npm Package
Multiple payment rails Auto-failover User-defined guardrails Real-time analytics Non-custodial (BYON) Patent-pending
Why AgenticBTC

Built for the agent economy

You want your AI agents to pay for things — APIs, data, services, and pay each other. AgenticBTC makes that possible with universal payment routing across multiple payment rails.

Intelligent Routing

Lightning, Strike, Coinbase, USDC, and NWC (Nostr Wallet Connect) — live today. PayPal, Venmo, Stripe, and on-chain BTC coming soon. One API call picks the best rail automatically. If one fails, it falls back to the next. Payments that always work.

🔐

Non-Custodial (BYON)

Your API keys and credentials never leave your machine. We route payments — we never hold funds. Zero-trust architecture, by design.

💰

Fee Optimization

Automatically picks the cheapest rail for every payment. Transparent 0.5% routing fee — collected separately, never deducted from your transaction.

🛡️

Agent Guardrails

Spending limits, daily budgets, and approval rules per agent. Let AI agents operate autonomously within boundaries you define. Scale from 1 to 10,000+ agents.

🤝

Agent-to-Agent Payments

Agents pay other agents across platforms using Lightning handles. Cross-tenant, cross-rail — resolved automatically via the address book and directory.

🔧

Works with Any AI

MCP for Claude Desktop, REST API for any platform, OpenAI tool schema for GPT. One integration, every AI agent gets payment superpowers.

Payment Infrastructure

Supported payment rails

Live rails available today — no Lightning node required. More coming soon.

● LIVE
Lightning Via LND or NWC — no node required
● LIVE
🟡
Strike USD & BTC payments
● LIVE
🔵
Coinbase Fiat & USDC
● LIVE
🟣
NWC Nostr Wallet Connect
○ COMING SOON
🅿️
PayPal USD payments
○ COMING SOON
💜
Venmo P2P payments
○ COMING SOON
🔷
Stripe Card & bank
○ COMING SOON
On-chain BTC Bitcoin mainnet
Get started in 3 minutes

How it works

No complex setup. No custody. No middleman.

1

Create Wallet

Claim your AgenticBTC handle — agents live at [email protected]. Set spending limits, daily budgets, and approval rules per agent.

2

Connect AI Platform

Add AgenticBTC to Claude Desktop via MCP, or integrate via REST API or OpenAI tool schema. Your agents are payment-ready in under 60 seconds.

3

Add Payment Rails

Connect Strike, Coinbase, NWC, or LND. No Lightning node required — NWC works with any Nostr-compatible Lightning wallet. All credentials stay on your machine.

Developer experience

Payment tools, ready to use

Every tool tested, documented, and production-ready.

ToolDescription
send_paymentUniversal send — auto-routes across all configured rails
receive_paymentGenerate a Lightning invoice to receive into agent wallets
create_agent_walletCreate a new agent wallet with Lightning address
get_agent_balanceCheck wallet balances across all rails
send_to_lightning_addressPay any Lightning address ([email protected])
access_l402_apiAccess HTTP 402 protected APIs with automatic payment
get_transaction_historyFull payment audit trail with cross-rail tracking

+ wallet management, rail configuration, spending policies, and AI-guided setup tools

Works everywhere

Three integration paths

One product. Every AI platform.

🔌
MCP Claude Desktop, OpenClaw
🌐
REST API 8 endpoints, any language
🧠
OpenAI Schema GPTs, LangChain, CrewAI
Developer Setup →
For Developers

Get building in 60 seconds

Install the MCP server, connect Strike, Coinbase, NWC, or LND, and start routing payments from Claude Desktop or any MCP-compatible AI.

$ npx agenticbtc-mcp start
// Claude Desktop config
{ "mcpServers": { "agenticbtc": {
  "command": "npx",
  "args": ["-y", "agenticbtc-mcp", "start"]
}}}
📖

Full Setup Guide

Step-by-step MCP, REST API, and OpenAI tool schema setup. Connect Strike, Coinbase, NWC, LND, or any supported payment rail.

Read the docs →
🔑

REST API

8 endpoints. Any language. Full payment routing, wallet management, and L402 protocol support.

API reference →

Ready to give your agents
economic superpowers?

Set a $10 policy. Let a $3 payment pass. Watch a $50 attempt get blocked. Free to start, then 0.5% routing fee per transaction.

Try the $10 Policy Demo View Pricing npm Package